Prepared for lenders, CDCs, and federal agencies to SBA SOP 50 10 8, USDA RD Instruction 5001, and conventional underwriting standards. Fiduciary duty runs to the lender and the agency, never the borrower. More than 4,000 studies since 1998 covering $40.2 billion in evaluated project value.
Truck-wash feasibility is captive-flow analysis: the truck traffic, fleet domiciles, and travel-center adjacency that generate wash demand, fleet-contract revenue distinguished from transient washes, and — for trailer and tanker washout — the food-grade, livestock, and chemical washout demand that carries premium pricing and regulatory requirements. Water reclaim, wastewater permitting, and discharge compliance are capital and operating items the study models explicitly, because environmental systems define the category's cost structure.
Methodology combines truck AADT and fleet-population data, competitive census of wash and washout capacity within the service radius, fleet-contract pipeline review, and equipment and water-system capital benchmarks. The model separates transient, fleet-contract, and washout revenue, with coverage tested under conservative volume against the program standard.
Every Wert-Berater financial model is fully linked with no hardcoded values, so any reviewer can stress any input. Deliverables comprise a complete narrative report and the linked Excel model, with ten-year pro forma, sensitivity analysis at ±5, 10, and 15 percent, interest-rate stress from +0.5 to +3.0 percent, and ratio analysis benchmarked against RMA and IBISWorld data.
SBA engagements are prepared to SOP 50 10 8, including its debt-service-coverage minimums of 1.15x operating and 1.00x global. USDA engagements follow RD Staff Instruction 5001 across the Business & Industry, Community Facilities, REAP, and Value-Added Producer Grant programs. Conventional engagements are built to the lender's stated coverage standard, typically 1.20x. Roadside and transportation-service projects arrive under SBA 504 and 7(a) for owner-operators — with SOP 50 10 8 special-purpose property treatment addressed where it applies — USDA B&I at qualifying rural locations, and conventional structures for multi-site operators.
The firm evaluates truck wash and washout projects within its travel-center and fleet-services practice, applying the capture discipline developed across its fuel-retail record including a $48,571,365 travel center engagement. Independence is non-negotiable: determinations follow the evidence and are not revised under pressure, and studies are built to pass lender, agency, and third-party review without exception items.
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