Before Financing
Independent feasibility, market analysis, due diligence and underwriting support define the evidence behind the proposed financing.
Order a Feasibility Study Due diligenceTransactional · Lender portal
Independent Analysis for Lenders
For commercial banks, community banks, credit unions, SBA lenders, CDCs and USDA lenders.
Borrower and project data stay behind sign-in. This page explains exactly what happens after you click.
The sequence
Eight steps, one record
01
Register
Create an institution account and verify the administrator's email.
02
Program
Conventional, SBA 7(a), SBA 504, USDA B&I, OneRD, Community Facilities or other.
03
Project
Project type, location, capital structure and complexity questions.
04
Documents
Upload what you have; files are scanned before anyone can open them.
05
Proposal
Fixed fee with standard and rush delivery, or routed to manual review.
06
Engagement
Versioned engagement letter, reviewed and accepted by an authorized signer.
07
Launch
Starts after payment or approved terms, required documents and capacity.
08
Track
Status, requests, messages, invoices and reports, retained permanently.
Independent analysis across the lending relationship
Feasibility, underwriting and ongoing asset & portfolio monitoring for banks, SBA lenders, CDCs, USDA lenders and other capital providers.
During Development
Review documented construction progress, cost-to-complete, schedule and stabilization assumptions.
Request Project MonitoringAfter Closing
Compare loan performance, DSCR, agreed covenants and market conditions with original underwriting. Escalate watchlist exceptions for investigation.
Monitor a LoanPortfolio
Connect annual review, re-underwriting and risk analysis to portfolio surveillance and documented concentration exposure.
Request a Portfolio ProgramBuild a Lender Relationship
Would you like Wert-Berater to serve as an independent analytical resource when your lending team needs feasibility, market analysis, underwriting support or ongoing asset monitoring?
Explore the scope before registering. Existing institutions can continue to sign in and order through the lender portal; analytical inquiries do not require a portal account.
Build a Lender Relationship Create Lender AccountHow pricing works
Fixed in writing, never contingent on the finding
Fees are set per project from the factors that genuinely change the work: the financing program, the project type, location and data availability, project scale, the number of sites, technical complexity, added services, and whether rush delivery is requested and available.
When an approved pricing rule covers the order, the portal presents a fixed-fee proposal with a validity date. When it does not, or when a project exceeds review thresholds, the order goes to a Wert-Berater manager, who confirms a fixed fee in writing. Either way you see the fee before you accept anything.
No published price list. Fees are not shown on public pages and no example prices are approved for publication. Volume and institutional terms are agreed individually and appear in the portal once approved.
Standard or rush
Delivery dates you can put in a closing timeline
| Option | How it is set |
|---|---|
| Standard | Calculated in business days from launch, excluding weekends and observed holidays, against scheduled capacity. |
| Rush | Offered only when rush capacity exists for that week; the proposal states the date and any rush fee before acceptance. |
All dates in the portal are shown in Eastern Time.
Safeguards
Built for institutional controls
ACCESS
Role-scoped
Admins see every order; other roles see assigned orders only.
FILES
Scanned first
Uploads are quarantined if scanning is unavailable, never marked clean.
RECORDS
Immutable snapshots
Quotes and accepted agreements are preserved as issued.
SIGN-IN
Multi-factor
Client sign-in requires MFA, as it does for every Wert-Berater portal user.
Questions
Ordering FAQ
Is pricing instant?
Not always. Where management has approved a pricing rule that covers the program, project type and complexity, the portal presents a fixed-fee proposal. Projects outside approved rules go to manual review, and a fixed fee is confirmed in writing before anything is due. The portal never shows a zero or placeholder fee.
What starts the work?
Acceptance of the engagement letter, confirmed payment or approved institutional terms, the minimum required documents, and available capacity. A draft order alone is not an engagement.
How is payment made?
By the bank instructions on the invoice, recorded against the existing invoice ledger. There is no card checkout.
Who can see an order?
Organization administrators see all of their institution's orders. Officers, underwriters, accounting staff and invited borrowers see only orders they are assigned to.
What if email verification does not arrive?
Verification email depends on mail delivery being enabled for the portal. If the registration page reports that mail is unavailable, contact Wert-Berater directly and the account can be completed manually.
Start the order
Already registered? Sign in and open a new order.
New institutions register first; the administrator then adds officers, underwriters and accounting contacts.
Analytical continuity
After the Investment: Independent Performance Monitoring
Carry the financing case into ongoing loan and portfolio review.
The analytical relationship does not have to end when the feasibility study is delivered. Wert-Berater can continue monitoring the asset against the original underwriting assumptions, updating market conditions, testing coverage, identifying performance variances and maintaining a recurring analytical record.
Before capital is deployedWert-Berater tests the investment thesis.
After capital is deployedWert-Berater tests whether actual performance continues to support it.
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Individual Asset Monitoring
- Revenue
- Expenses
- NOI
- DSCR
- Occupancy
- Market rents
- Competitive supply
- Value
- Original underwriting assumptions
-
Watchlist Monitoring
Most relevant here- DSCR deterioration
- NOI deterioration
- Occupancy
- Revenue
- Expenses
- Market conditions
- Collateral / value
- Stabilization
- Refinancing risk
-
Construction Monitoring
- Progress
- Budget
- Cost-to-complete
- Schedule
- Change orders
- Draws
- Remaining costs
- Lease-up
- Stabilization
-
Portfolio Monitoring
- Portfolio performance
- Risk
- Concentration
- Market exposure
- Annual review
- Re-underwriting
- Watchlist
- Portfolio-level trends