Six-cabin boutique hospitality lodge with guest-services building — Year 1 DSCR 1.37x

Ground-up development of a six-cabin owner-operated boutique hospitality lodge in the Prince William Sound tourism market — five standard guest cabins and one larger flagship cabin — supported by a guest-services building with a shared hot tub, sauna, and outdoor gathering area. The study underwrote a blended average daily rate near $370 and occupancy ramping to a stabilized 62.5 percent, producing coverage sufficient to return a favorable determination against the SBA 7(a) framework.