Who we are
Wert-Berater, Inc. has prepared independent feasibility studies for lenders, certified development companies, and federal agencies since 1998 — more than four thousand engagements representing $40.2 billion in evaluated project value across all fifty states and international assignments. Our fiduciary duty runs to the lender and the agency, never to the sponsor’s optimism: fees are fixed, quoted up front, never contingent on findings, and a determination is never changed under pressure.
What we do
Healthcare feasibility joins clinical demand to reimbursement reality. For assisted living and memory care, the study quantifies age- and income-qualified households within the realistic draw area, existing licensed bed supply and occupancy, and the private-pay versus Medicaid waiver mix that determines achievable monthly rates. For clinics, surgery centers, and outpatient facilities, the analysis evaluates provider supply, procedure volume migration to outpatient settings, payer contracting, and the certificate-of-need environment where one exists. In every case the operating model — staffing ratios, acuity creep, and labor availability — is tested as rigorously as the demand side, because healthcare projects fail on operations more often than on demand.
How we do it
The analysis uses CMS provider and utilization files, state licensing and survey data, Census age-cohort projections, Genworth cost-of-care benchmarks for senior product, and BLS healthcare wage data for the staffing model. Financial projections carry rate, occupancy, and payroll sensitivity consistent with the firm's standard stress discipline, tested against the program's coverage minimums.
How we can help you
Healthcare engagements arrive through USDA B&I and Community Facilities for rural facilities, SBA programs for physician- and operator-owned projects, and conventional lending for larger senior housing; the study is structured to the evidentiary standard of the reviewing agency in each case. Representative work includes a USDA B&I assisted living engagement in Cortez, Colorado and physician-equity ambulatory surgery analysis in Florida.
How to engage us
Standard delivery is 10 to 15 business days from complete project data. Rush delivery for deals already in underwriting is accepted case by case for an additional fixed fee, quoted up front and committed in writing. Engagements are typically initiated by the borrower, with lender or CDC confirmation obtained before work begins — institutions differ, so confirm the procedure with your lending contact.