Who we are
Wert-Berater, Inc. has prepared independent feasibility studies for lenders, certified development companies, and federal agencies since 1998 — more than four thousand engagements representing $40.2 billion in evaluated project value across all fifty states and international assignments. Our fiduciary duty runs to the lender and the agency, never to the sponsor’s optimism: fees are fixed, quoted up front, never contingent on findings, and a determination is never changed under pressure.
What we do
Urgent care is retail medicine: visit volume is a function of trade-area population, drive-time convenience, payer acceptance, and competing access points — other urgent cares, retail clinics, emergency departments, and same-day primary-care capacity. The study sizes annual visits from population and documented use rates, nets the competitive set honestly, prices the visit through the payer mix the location will actually draw, and tests the staffing model — provider hours are the dominant cost — against the volume curve by daypart and season.
How we do it
Visit modeling from per-capita urgent-care utilization benchmarks, competitive census including retail and telehealth alternatives, payer-yield analysis by contract status, seasonality from respiratory-season patterns, and breakeven stated in visits per day — the operating statistic every operator and underwriter shares.
How we can help you
Owner-operator clinics fit SBA structures naturally; franchise affiliations are evaluated on system economics; multi-site operators route conventional with site-level reporting. The engagement applies the firm's retail-site discipline — traffic, visibility, drive-time — to clinical volume economics.
How to engage us
Standard delivery is 10 to 15 business days from complete project data. Rush delivery for deals already in underwriting is accepted case by case for an additional fixed fee, quoted up front and committed in writing. Engagements are typically initiated by the borrower, with lender or CDC confirmation obtained before work begins — institutions differ, so confirm the procedure with your lending contact.